Vanguard Hard Money
 California's Premier Private Money Lender
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Recent Commercial Hard Money Fundings


Loan Amount:
  $440,000
City:
   Santa Paula
LTV:
   65% LTV
County:
   Ventura
Appraised Value:
   $675,000
Purchase Price :
   $675,000
Term:
   36 Months
Rate:
  9.250%
Income:
   Stated Income
Property Type:
   Restaurant
Repairs Needed:
  None
Purpose of Loan:
 Business expansion

Loan Amount:
  $345,000
City:
   Los Angeles
LTV:
   65% LTV
County:
   Los Angeles
Appraised Value:
   $530,000
Refinance:
   Cash Out
Term:
   36 Months
Rate:
  11.00%
Income:
   Stated Income
Property Type:
   Mix-Use
Repairs Needed:
  N/A
Purpose of Loan:
 The borrowers were existing clients of Vanguard
 Hard Money, and wanted to pull cash out to buy
 another investment property.

Loan Amount:
  $900,000
City:
   Los Angeles
LTV:
   60% LTV
County:
   Los Angeles
Appraised Value:
   $1,600,000
Purchase Price:
   $1,500,000
Term:
   18 Months
Rate:
  12.00%
Income:
   Stated Income
Property Type:
   Warehouse
Repairs Needed:
  N/A
Purpose of Loan:
 To lower the amount of funds the borrower came in
 with to close our loan the seller carried a loan in 2nd
 position for $350,000.

Loan Amount:
  $318,750
City:
   Pomona
LTV:
   75% LTV
County:
   Los Angeles
Appraised Value:
   $450,000
Purchase Price:
   $425,000
Term:
   3 Years
Rate:
  12.65%
Income:
   Stated Income
Property Type:
   Restaurant
Repairs Needed:
  N/A
Purpose of Loan:
  The existing tenant had an oportunity to purchase
  the restaurant and we made there dream come true.

Loan Amount:
  $300,000
City:
   Tarzana
LTV:
   33% LTV
County:
   Los Angeles
Appraised Value:
   $900,000
Refinance:
   Cash Out
Term:
   5 Years
Rate:
  8.50%
Income:
   Stated Income
Property Type:
   Commercial
Repairs Needed:
  N/A
Purpose of Loan:
 This retail commercial building has excellent access
 and it’s located in a densely populated area of Los
 Angeles. The borrower had a loan that was maturing
 and wanted to obtain a long term, hard money loan,
 at the lowest rate. After reviewing the strength of the
 borrower, and the property, we quoted 8.50%. The
 deal closed less than two weeks later, and the
 borrower has since rented out some of the
 retail space to supplement his income.

Loan Amount:
 2nd T.D. $90,000
City:
   Pico Rivera
LTV:
   N/A
County:
   Los Angeles
Appraised Value:
   No Appraisal
Refinance:
   Cash Out
Term:
   2 Years
Rate:
  13.25%
Income:
   Stated Income
Property Type:
   Warehouse
Repairs Needed:
  N/A
Purpose of Loan:
 Our borrower needed operating capital for her
 business located on the property. We were able to
 give her the cash that she needed for her
 business plus the extra needed to make renovations
 to her property.

Loan Amount:
 $110,000
City:
   Hesperia
LTV:
   N/A
County:
   San Bernardino
Appraised Value:
   No Appraisal
Refinance:
   Cash Out
Term:
   2 Years
Rate:
  12.00%
Income:
   Stated Income
Property Type:
   Restaurant
Repairs Needed:
  N/A
Purpose of Loan:
  Cash out to purchase additional investment
  properties.

Loan Amount:
  $70,000
City:
   San Bernardino
LTV:
   N/A
County:
   San Bernardino
Appraised Value:
   No Appraisal
Purchase Price:
   N/A Refinance
Term:
   3 Years
Rate:
  13.45%
Income:
   Stated Income
Property Type:
   Restaurant
Repairs Needed:
  N/A
Purpose of Loan:
  With plans to expand the square footage of the
  building the borrower refinanced the property to
  obtain the funds to do so.

Loan Amount:
  $65,000
City:
   San Bernardino
LTV:
   32.5% LTV
County:
   San Bernardino
Appraised Value:
   $200,000
Purchase Price:
   N/A Refinance
Term:
   1 Year
Rate:
  11.75%
Income:
   Stated Income
Property Type:
   Mix-Use
Repairs Needed:
  $45,000
Purpose of Loan:
 Funds used to repair the property. After the
 renovations  were made the borrower was then able
 to secure good paying tenants.

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