Vanguard Hard Money
 California's Premier Private Money Lender
CALL US! 800-427-1441
Our staff will be happy to answer your questions
Lending for California Only

 

hard money refinance

California Hard Money Cash Out / Refinance

Some of our borrowers purchase properties with cash and then request us to provide a cash-out loan. This allows the borrower to have an available supply of liquid cash to inject into the next property to be purchased.

The loan-to-value (LTV) ranges from 60% to 75% depending on the details of your transaction.  
Hard Money Cash Out / Refinance
 
Property Types:
  • Single Family Residences
  • Multi-Family Dwellings
  • Apartments
  • Vacant or Rented Property
  • Mismanaged Rentals
  • Commercial
  
How could you benefit from getting a Hard Money Cash Out / Refinance?
  • Increase your cash flow to purchase more properties.
  • Use hard money to rehab or renovate an investment home or commercial building.
  • Payoff an existing mortgage that may have a balloon payment due or has become delinquent.
  • Expand your business.
  • Pay off tax liens
Vesting (How you hold title to the property):  
  • Individuals
  • Partnerships
  • LLCs
  • Corporations
  • Trusts
Income Documentation Needed:  
  • We offer equity-driven investment financing and accept bank statements to stated income.
  • No Tax Returns Required.
Loan Term:  
  • 1 to 3 years.
Prepayment penalty:  
  • None
  

In addition to hard money, cash-out refinance loans, we offer loans that cross collateralize or "blanket" your other properties and thereby either lower or eliminate your down payment on a purchase transaction.

Rates, terms and conditions subject to change without notice.

To get started, tell us a about your loan request by applying online EZ application or feel free to call us at (714) 956-0508.