Vanguard Hard Money
 California's Premier Private Money Lender
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Hard Money Cash Out Loans


Loan Amount:
  $243,750
City:
   La Puente
LTV:
   75% LTV
County:
   Los Angeles, CA
Appraised Value:
   $325,000
Hard Money:
   Refinance
Term:
   4 Months
Rate:
  9.99%
Income:
   Stated Income
Property Type:
   Single Family
Repairs Needed:
  None
Purpose of Loan:
 Our borrower needed to quickly pull cash out to
 payoff his partner before selling the property.

Loan Amount:
  $600,000
City:
   Rancho Palos Verdes
LTV:
   65.5% LTV
County:
   Los Angeles, CA
Appraised Value:
   $900,000
Refinance Rancho Palos Verdes
Hard Money:
   Refinance
Term:
   7 Months
Rate:
  9.99%
Income:
   Stated Income
Property Type:
   Single Family
Repairs Needed:
  None
Purpose of Loan:
 Loan was made to a corporation that needed to
 payoff an existing conventional loan.

This example provided cash out at 93% of the original purchase price.
2nd Loan Amt:
  $214,000
City:
   Glendale
Combined LTV:
   59% ARV
County:
   Los Angeles, CA
Appraised Value:
   $650,000
Cash Out Glendale
Hard Money:
   Cash Out Refi.
Term:
   6 Months
Rate:
  12.00%
Income:
   Stated Income
Property Type:
   Single Family
Repairs Needed:
  $50,000
Purpose of Loan:
 Client came to us with the need to pull cash out to
 finish a rehab/construction project that was underway.
 We used the existing appraisal and closed the loan in
 just a few days.

Loan Amount:
  $173,250
City:
   Canyon Country
LTV:
   55% LTV
County:
   Los Angeles, CA
Appraised Value:
   $315,000
Cash Out Canyon Country
Hard Money:
   Cash Out Refi.
Term:
   60 Months
Rate:
  12.00% I.O.
Income:
   Stated Income
Property Type:
   Single Family
Repairs Needed:
  None
Purpose of Loan:
 Recently renovated home being placed on the
 market. Borrower wanted to pull additional cash out
 for his next REO investment purchase.

Loan Amount:
  $400,000
City:
   Glendora, Covina, & LA
LTV:
   58% LTV
County:
   Los Angeles, CA
Appraised Value:
   $685,000
Cash Out Glendora, Covina, & LA
Hard Money :
   Cash Out Refi.
Term:
   12 Months
Rate:
  8.90% I.O.
Income:
   Stated Income
Property Type:
   Single Family (3)
Repairs Needed:
  Minimal
Purpose of Loan:
 Pull cash out of three properties
 (Cross collateralize).
 Borrower wanted to have extra cash in hand to
 purchase additional rehab properties. We were able
 to provide a release clause for each property we
 cross collateralized so the entire loan balance would
 not have to be paid off at once.

Loan Amount:
  $280,000
City:
   Los Angeles
LTV:
   56% LTV
County:
   Los Angeles, CA
Appraised Value:
   $500,000
Cash Out LA
Hard Money :
   Cash Out Refi.
Term:
   60 Months
Rate:
  11.75% I.O.
Income:
   Stated Income
Property Type:
   4 Units
Repairs Needed:
  None
Purpose of Loan:
 Construction had just been completed and borrower
 needed to refinance into a longer term and pull some
 additional cash out.

Loan Amount:
  $600,000
City:
   Los Angeles
LTV:
   59% LTV
County:
   Los Angeles, CA
Appraised Value:
   $1,016,000
Cash Out Los Angeles
Hard Money :
   Cash Out Refi.
Term:
   12 Months
Rate:
  9.30% I.O.
Income:
   Stated Income
Property Type:
   Single Family (4)
Repairs Needed:
  Minmial
Purpose of Loan:
 Pull cash out of four properties (Cross collateralize).
 Borrower wanted to have extra cash in hand to
 purchase additional rehab properties. We were able
 to provide a release clause for each property we
 cross collateralized so the entire loan balance would
 not have to be paid off at once.

Loan Amount:
  $80,000
City:
   Menifee
LTV:
   50% ARV
County:
   Riverside, CA
Appraised Value:
   $160,000
Cash Out Menifee
Hard Money :
   Cash Out Refi.
Term:
   12 Months
Rate:
  9.95% I.O.
Income:
   Stated Income
Property Type:
   Single Family
Repairs Needed:
  $5,000
Purpose of Loan:
 Rehab cash out refinance so borrower can purchase
 additional  homes.